Earn from Your Phone: 10 Best Money-Making Apps in 2025

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With technology advancing every year, the options for making extra money through apps have expanded beyond surveys and simple tasks. Whether you’re looking for a side hustle, some passive income, or ways to monetize skills you already have,

What are Money-making Apps?

Money-making apps are applications that help you earn extra income by completing various tasks or utilizing your skills and resources. They can range from simple survey apps and cashback platforms to freelance marketplaces and investment tools. Whether you want to earn passively, get paid for small gigs, or even start a small side business, money-making apps offer a flexible, accessible way to make money with just your smartphone.

This article gives you a list of the top money-making apps in 2024;

1. Swagbucks

Swagbucks remains a favorite for earning extra cash by taking surveys, shopping online, watching videos, and even searching the web. You earn points (SBs) that you can redeem for gift cards or PayPal cash, making it a flexible choice for various earning methods.

Pros: Multiple earning methods, instant payouts
Cons: Task payouts can be low

2. Rakuten

Want easy cashbacks upon purchases? Rakuten is all yours. Rakuten is a cashback app that rewards you for shopping online or in-store at thousands of retailers. Just shop through the app or browser extension, and Rakuten provides a percentage of your purchase back in cash, sent out every quarter.

Pros: Easy to use, great for regular shoppers
Cons: Requires specific store partnerships

3. Ibotta

Earn while purchasing groceries? Ibotta gives you cashback on everyday purchases, especially groceries. Just scan your receipts or link your store loyalty account, and you’ll receive money back on eligible products. It’s a straightforward way to earn back money on routine shopping trips.

Pros: Works with many major retailers, easy cash back
Cons: Requires time to scan receipts

4. Upwork

Do you have writing, web design or graphic design skills? Upwork helps to connect freelancers with clients from all over the world. If you are skilled in writing, design, or web development, Upwork could be your favourite space.  You can set your rate and work on projects that fit your skills and schedule, making it ideal for side work or full-time freelancing.

Pros: Flexible hours, good earning potential
Cons: Competitive, fees on earnings

5. Robinhood

Robinhood simplifies investing with commission-free trades for stocks, ETFs, and cryptocurrencies, allowing users to start with small amounts. The app’s beginner-friendly interface and real-time data make it an accessible entry point for new investors.

Pros: Commission-free, accessible to beginners
Cons: Risk of financial loss

6. TaskRabbit

If you want to get paid while helping others, then just sign up onTaskrabbit. TaskRabbit is perfect if you’re handy or enjoy helping others with everyday tasks. You can pick up gigs like furniture assembly, moving, and cleaning, allowing you to set your own rates and hours while earning some extra money in your area.

Pros: Flexible work, potential for good pay
Cons: Requires physical effort and sometimes transportation

7. Foap

For photography enthusiasts, Foap lets you sell your photo gallery to individuals or companies looking for unique images. Upload your photos, and every time one sells, you receive a 50% commission, making it a passive way to earn from your creativity.

Pros: Easy for photographers, passive income potential
Cons: Dependent on quality and demand

8. Acorns

Acorns is a beginner-friendly investing app that rounds up your purchases to the nearest dollar and invests the spare change. This automated approach makes it easy to build a savings cushion or small investment portfolio over time.

Pros: Hands-off investing, beginner-friendly
Cons: Small growth initially, monthly fee

9. Airbnb

If you have a spare room or property, Airbnb allows you to make extra money by hosting guests. You set your rates and rules, making it a flexible side hustle or even a primary income source if you have multiple properties.

Pros: High earning potential, especially in popular areas
Cons: Requires upkeep and guest management

10. Etsy

For creatives and artisans, Etsy is a top platform for selling handmade goods, vintage finds, and unique digital art. With Etsy’s app, you can manage your store, track orders, and communicate with customers’ right from your phone.

Pros: Great for creative items, niche market appeal
Cons: Fees on listings and sales

So, which is your best app?

With so many options, you’re sure to find a money-making app that suits your lifestyle and goals. Whether you want to earn passively with Rakuten and Ibotta, freelance on Upwork, or create an Airbnb or Etsy side hustle, there’s an app for you. Try out a few that interest you and start earning in ways that fit your schedule.

 


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